Straight answers, before you sign anything.

A non-refundable federal tax credit for people with a severe and prolonged impairment. It reduces the income tax you owe. For 2025 the federal disability amount is $10,138, with a further $5,914 supplement for a person under 18. If you have little or no tax to reduce, the credit can often be transferred to a spouse or supporting family member. How the credit works.

No. Eligibility is decided by the effect of an impairment on your daily life, never by the name of a condition. A medical practitioner certifies on Form T2201 that you are markedly restricted in one category, significantly limited in two or more categories added together, or receiving life-sustaining therapy at least 14 hours a week. Do I qualify?

Once you are approved, you can ask the CRA to reassess up to ten previous years. That is why first-time approvals can be worth thousands of dollars — and why a fee industry grew up around them. We help you request every year you are owed.

Form T2201 has two parts. Part A is yours: your details and, if the credit is being transferred, the supporting person’s. Part B is completed by your medical practitioner and describes the effects of your impairment. Most applications fail on Part B being thin or vague, which is where careful preparation matters most.

A refusal is not the end. You can ask the CRA to review the decision with additional information from your medical practitioner, or file a formal objection within the time limit. We help people understand the letter they received and what to do next. If you are denied.

DTC approval is the gateway to other federal programs, including the Canada Disability Benefit (up to $200 a month), the Registered Disability Savings Plan, and the child disability benefit for families. Other benefits.

Nothing. Not a percentage of your refund, not a flat fee, not a “processing charge” — ever. If money comes back from the CRA, all of it is yours.

Yes — applying to the CRA is free, and many people can do it themselves. If your situation is straightforward we will tell you so and point you to the official form. If you would rather have someone alongside you, that is what we are here for, at no cost.

Not necessarily. Read your agreement for its cancellation terms and find out whether anything has actually been submitted yet. Parliament set a legal maximum fee of $100 per request, but that cap is currently suspended by a court injunction, so there is no enforced limit today. If you believe a fee was improper you can raise it with the CRA, and you may wish to get independent legal advice. Know your rights.

Through grants and donations. We are a non-profit society incorporated in British Columbia. We are not a registered charity, so we cannot issue tax receipts for donations. Support our work.

No. We are independent and not affiliated with the Canada Revenue Agency or any government body. Eligibility for the credit is decided solely by the CRA.

Email info@zerocuttaxsociety.ca. We are a small, new organisation, so please allow a few days — and tell us if your situation is time-sensitive, such as a CRA deadline. Get free help.

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Zero Cut was founded in Coquitlam, British Columbia by Michael Sincock after his own experience of the disability benefits system following a motorbike accident. It is registered as Zero Cut Tax Disability Society (BC society No. S0085440). About us.